Having a pet insurance policy for your dog or cat can save you money (not to mention peace of mind) should anything happen to your pet. But with so many pet insurance companies on the market, the process of getting pet insurance quotes and signing up for a policy can seem overwhelming.
We’ve put together this post with the intention of simplifying the experience for you. In this article, we’ll cover all of the information you need to submit to get pet insurance quotes, along with some online tools that can help you through the process.
What is pet insurance?
Pet insurance helps cover veterinary bills in case your pet becomes unexpectedly ill or injured. Generally, pet insurance will pay for accidents (such as bites and broken bones) and medical treatment (including cancer and arthritis).
Some policies even cover preventative care for your furry friend. However, it’s important to mention that pet insurance doesn’t cover pre-existing conditions, which is essential to keep in mind as you seek out pet insurance quotes.
Information you’ll need to get pet insurance quotes
If you’re ready to sign up for pet insurance, the first thing you’ll want to do is get pet insurance quotes from different companies.
Getting a quote will vary slightly from insurer to insurer, but you should prepare the following information about your pet:
Your location also affects how much you’ll pay for pet insurance. Additionally, pet insurance companies will request your personal information, including your name and email address. It’s a way for them to email your pet insurance quotes and keep in touch.
Sometimes, you’ll also be asked about your pet’s pre-existing conditions (although they won’t be covered).
Once you submit these details, you’ll see how much you should expect to pay as a monthly premium for your pet. Specific pricing will depend on your location and your pet’s species, age, and breed. Most dog and cat pet insurance policies will cost between $20 – $40 per month.
Where to get pet insurance quotes
There are numerous pet insurance providers in the United States, including ASPCA, Nationwide, Embrace, Figo, Trupanion, and Farmers. Each of these companies allows you to submit your information on their website and receive a quote.
If you’d prefer to streamline the process, you can use a free comparison website like Policygenius, Pet Insurance Review, or PetInsuranceQuotes.com (which is owned by Petco). These sites allow you to browse and compare rates across multiple providers.
Whether you choose to shop through providers’ websites or a comparison marketplace, it’s worth shopping around and getting several pet insurance quotes before purchasing a policy. With a bit of extra research, you could end up saving a nice chunk of change on your pet insurance premium.
You should also check out providers’ reviews before choosing a policy. Some comparison websites feature insurance policy reviews from pet owners, which could help you make a more informed decision. Otherwise, you can always check out dedicated review sites such as Trustpilot, ConsumerAffairs, or ValuePenguin.
For more resources on pet ownership, visit the PetPonder blog.